- Embracing Change
- Litigation risk makes for a bumpy ride from LIBOR to risk free rates
- The EU preventative restructuring framework – harmony or discord?
- Proposed EU regulation and directive on European crowdfunding service providers
- Anti-money laundering in the UK & US: Looking ahead
- Regulatory, Compliance & Investigation Solutions (RC&I Solutions)
- Diversity and culture, and the FCA’s approach to non-financial misconduct
- European strategy for Impact Financing – a brief overview
- Dos and don’ts when applying for a license as a financial institution
- Listening when sanctions regulators speak
- Beyond Brexit – Regulatory equivalence
- Changes to deemed dividend rules bring good news for secured creditors
- China’s New Foreign Investment Law: the impact on financial institutions
- The Dawn of the Open Era: Open Banking in Asia-Pacific
- Mexican FinTech Law
- The new Italian FinTech initiatives
- Open everything and improved security: life after PSD2
- Despite growing scrutiny and enforcement in the cryptocurrency space, regulatory uncertainty remains
- PSD2 & GDPR: an opportunity for the African mobile payment business?
- Stablecoins - strong and stable?
- U.S. changes from the top
- Keeping up with FinTech
- Changing your payments
- Taking blockchain mainstream
- Future-proofing cybersecurity and data privacy
- Getting to grips with MiFID II
- Financial crime awareness
- Life after LIBOR
- Changes for loan portfolios
- Alternative finance: A fresh approach
- Internationalization of the Renminbi
Despite growing scrutiny and enforcement in the cryptocurrency space, regulatory uncertainty remains
As the world marks the eleven-year anniversary of the seminal Satoshi Nakamoto white paper, which introduced the world to Bitcoin, the cryptocurrency industry remains a relatively nascent, highly volatile, somewhat untrusted, and uncertain industry. Despite – or to spite – the statements of certain regulatory and law enforcement agencies, virtual currencies do not neatly fit into existing regulatory structures. Depending on the specific circumstances, crypto-assets may be regulated by any of a number of federal agencies within the United States (not to mention the array of state or foreign agencies who might stake a claim to jurisdiction). The process of applying a complex network of laws and rules enforced by different agencies onto these new technologies, products, and services has resulted in an opaque regulatory environment. This in turn yields reluctance to provide investment for much-needed research and development, along with genuine uncertainty as to how to comply with an evolving regulatory landscape.
