Insights and Analysis
AI-washing – when AI hype becomes a litigation risk
Pablo Torres
Associate Corporate & Finance
Languages
English, Spanish, Catalan
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Overview
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Experience
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Credentials
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Insights and events
Pablo Torres is an associate in the London debt capital markets practice. Having joined the firm after several years working in private practice and as in-house counsel, Pablo has significant experience in structuring and executing complex derivative and structured products transactions, as well as practical, first-hand insight into issues most legally and commercially relevant to international investment banks and financial entities.
Pablo’s experience spans a variety of financial products, including finance-linked hedging, structured interest rate and foreign exchange products, equity and credit derivatives and structured repurchase and securities lending agreements, together with related regulatory advice.
Representative experience
A major US investment bank on its flow repackaging issuance off both its proprietary programme and the SPIRE programme.
A European commercial bank on the structuring of a €12m umbrella programme for issuance of Tier 2 capital securities and structured products, along with related regulatory work.*
A major European investment bank on the issuance (public offer) of a Global Structured Securities Programme (including equity-linked and index-linked notes).*
A major Spanish commercial bank on a €10m Euro Medium Term Note Programme for dual-governed issuance of notes under English and Spanish law.*
Numerous clients (including corporates and funds) on flow and structured derivatives, repos and securities lending arrangements.
Holding companies of a Spanish listed group on equity swap transactions with multiple global investment banks.*
An international bank on structuring a bespoke Credit-Linked Notes Programme for distribution to private banking clients.*
An international banking group on intra-group contractual arrangement for regulatory capital relief through funded credit protection.*
An English subsidiary of a global banking group on a structured repo trade over a basket of shares and related regulatory advice under market abuse regulation.*
A European broker-dealer on the contractual set up for providing market-making services to a contracts-for-differences (CFD) platform and related hedging arrangements.*
*Matter handled prior to joining Hogan Lovells.
Credentials
Education
- LL.M., Instituto Superior de Derecho y Economía (ISDE), 2015
- LL.B., Universitat de Valencia, 2014
Bar admissions and qualifications
- Solicitor, England and Wales
- Madrid
Publications
News
13 February 2026